Thirst-4-Justice Attorney Ritchie M. Lewis (909) 948-9890


In cases where an injury evolves from a car accident and there are coverage issues with the insurance for the responsible party, please note the public policy considerations in the State of California. In Barrera v State Farm Insurance Company, (1969) 71 Cal. 2d 659 and USAA v David Pegos (2003) 107 Cal. App.4th 392, the courts found the California public policy aims to make vehicle owners financially responsible to those injured by a negligent driver while the injured party was lawfully using the highways. The courts have interpreted the auto insurance policy to look at the reasonable expectations of the public and the service an insurance company holds itself out ready to offer. As these are sensitive and very involved issues, an accident victim should discuss their situation with an attorney familiar with insurance laws.